How To Get Your First Debit Card

In fact americans now use debit cards more than twice as often as credit cards according to recent federal reserve statistics.

How to get your first debit card. If you select debit you will have to enter your pin number to complete the transaction. Cosigning is risky any mistakes you make will affect yours and the cosigner s credit but it can be a good way to jumpstart your credit. Putyour card to work. To make cardless transactions you may be able to use your bank s mobile app or you can add your debit card to a mobile wallet like apple pay. Agree upfront that you ll be responsible for making the payments on time each month and that you ll abide by all the credit card terms.

For your privacy and security our contact form is for general inquiries only. If you want to use contactless please be aware that you need to complete a chip and pin transaction first to activate for example an atm withdrawal or a transaction via chip and pin at a retailer. You may need to enter your pin or cvv the 3 digit code on your card and some places like gas stations may place a hold on your account for more than the purchase amount. Just about anywhere you can use a credit card including online. You may have a relative a parent for example who s willing to help you get your first credit card by cosigning with you.

The difference between this and a debit card is that your on time payments help establish a credit history. In order to get a debit card first you have to open a checking account. 5 tips on guiding your kid to their first debit card. Updated may 5 2017 by yowana wamala. For questions related to your account or to discuss confidential information call 540 389 0244 local or 866 389 0244 toll free to speak with a personal banker or send us a secure message through your online banking portal.

For many people today a debit card has become the go to way to pay. Swipe your card and enter your pin as one option. I need to query dispute a transaction on my first direct debit or credit card. The best first time credit card for you may be a secured card or student credit card. If you use your debit card at the supermarket checkout for instance the card reader will usually ask whether you want to pay by debit or credit after you swipe your card.

You will not be able to find your debit card number online. Once you get your debit card and activate it you can use it as you see fit including to get cash from atms. To open a checking account you will need to gather your social security number driver s license and any current employment information. Debit cards typically arrive by mail because they must be printed and customized with your account information but some banks and credit unions have card printers on site. For account safety and security the only place you ll be able to see your full debit card number is on the front of the card itself.