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How to buy house with low income. Fha loans allows low income and as little as 3 5 percent down or 500 credit score. This is not to say that buying a house with a low income is impossible there are some things you can do to increase your chances of buying a home. 4 ways to buy a house on minimum wage. Establish a monthly budget. Buying a home with low income can seem like a never ending cycle of doubt and frustration.
A few popular options include. Generally lenders will allow you to have a monthly debt to income ratio of up to 36. If your credit score is as low as 500 you may be able to find a participating lender willing to give you a mortgage. Luckily there are many loans designed to help you buy a house with low income.
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